ACKNOWLEDGEMENT

ACKNOWLEDGMENT

The researcher wishes to express her warmest thanks and profound gratitude to all the persons for their heartfelt support and assistance in making this study successful and valuable.

            First and foremost to Mrs. Mary Jane B. Landig, her adviser  for the pieces of advice, guidance and moral support throughout the course of this study.

            A special thanks is also extended to the members of examining committee; Ms. Mary Grace F. Sanque and Mrs. Cherry Vanessa M. Ventura for the corrections that made this study a clear one.

            Ms. Cathy Dabi, her English critic for the suggestions, support and constructive criticisms that made the study possible;

            Dr. Teresita L. Cambel, the President, Dr. Genoveva B. Pauya, the Campus Director, to Mr. Kendatu L. Tago, the Economics Department Chairman and Mr. Noel S. Rodel her statistician to this study for the suggestions and concern they have offered;

            Her classmates and friends for the time and happy memories they shared namely; Alma, Rachel, Janice, Julius, April, Paula, Jonaly, Rodson,  Jenny, Jona, Ate Cheng, Larriza, Janine, Kuya Abdul Ali, Kuya Abdul Paglala, Kuya Omar, Bahnadin, Kuya Haron;

            Parish Youth friends, for the encouragement, friendship and concern they given namely: Kuya William, Reynald, Joven, Cristine, Don-don, and Mimi;

            The SBO Family when she was only second year college, for molding her to be a

true leader spearheaded by their SBO adviser Sir Albert J. Barquilla II, accompanied by

the SBO Officers 2010-2011 namely: Kuya Jaime, Kuya Jose, Ate Gay, Emil, Kuya Kevin, Kuya Bryan, Sam, Kuya Mark, Kuya Jonji, Kuya Ralph, Kuya Delfin, and Ate Darlyn;

            Beloved and ever dearest friends namely; Lovely, Michel, Grace Joy, Shyriel, Jarrel, Jaymark, Betheljune, Jomer, Michael, Charlie, Brixton, Mariciris, Auntie Bebeth and most especially to Richard M. Opiaza  for his untiring support, love, concern, and encouragement all throughout the study;

            Her grandmother Luiza J. Castro, and parents Mr. Mario B. Hilado, her loving father for his untiring support in terms of moral, spiritual and financial, and also for the patience, love and encouragement. Likewise to Jennifer F. Hilado, a loving and hardworking mother for the sacrifices she has for her family to ensure the good future of her eight loving children.

            To sisters and brothers for the happiness and unceasing love they shared namely; Maricar, Chenny Rose, Claire Ann, Jeremi, Maeflor, Mario Jr. and Jemar and;

            Above all, the researcher gives honor and glory to the Almighty Father.

            To them, this work is sincerely dedicated.    

                                                                                                           

ANNA SHEIL F. HILADO

  Researcher